“I want my account, now,” Jake said as he grabbed Nigel by the shoulder.

Nigel wasn’t prepared for Jake’s bold actions in school.

“It’s been more than a week, no account or refund! What gives?” Jake started to make a hand-pounding-his-fist gesture. Nigel flinched as he heard the smacking sound.

“Sorry, Jake. My mother was hacked, and I had to help her.”

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“I’m sick of your excuses.”

Jake invaded Nigel’s personal space and whispered, “I’m going to enjoy hurting you a second time. This is your last warning, Chum!”

“Do you have the Payfriend app?”

Jake pulled out his phone and checked. “Is this it?”

Nigel examined Jake’s phone. The Payfriend app had a yellow exclamation point on it.

“You need to update the app.”

“Done. Now pay me!”

Jake held the phone out to Nigel displaying a QR code which allowed him to receive funds from Nigel. After Nigel waved his phone in front of Jake’s, the money was transferred.

“You still owe me an account,” Jake said as he stormed off.