A smile emerged on Chen Xiong's face.

"Good. Our interest rate is 40%. If you borrow 5 million, you'll have to pay back 7 million. So, you need to write an IOU for 7 million first."

"Also, you must have something of sufficient value as collateral. A house, a factory, a car, anything will do."

Zhang Yi pretended to hesitate for a while, then gritted his teeth and took out the property ownership certificate from his body.

He had just used it for the bank loan and happened to have it with him.

"My house is worth over 5 million. Is it enough to mortgage it to you? I also have a Mercedes - Benz worth 300,000. You can take it if I can't pay you back."

Chen Xiong, for the first time, encountered such an straightforward customer. He quickly took the property ownership certificate and glanced at it.

After seeing the information of Zhang Yi's house, he was even more satisfied in his heart.

Because according to the current market price, that house could be sold for at least 5.5 million!

With an additional car, he couldn't lose in this business no matter what.

However, Chen Xiong still put on an appearance of dissatisfaction.

"Mr. Zhang, your house is worth at most four or five million at most. But if I lend you 5 million, I'll be at a loss!"

Zhang Yi had a horrified expression on his face and said excitedly, "Boss Chen, you must help me! I'm in urgent need of money right now."

"As long as you can transfer the money to me today, I'll only take 4.5 million!"

Chen Xiong and Hu Minghua exchanged a glance, and there was a hint of mockery in their eyes.

They were in the business of taking advantage of others' misfortunes.

The more desperate others were for money, the more they would exploit them.

"No, no. This business is really not worthwhile."

Finally, after some bargaining, the two sides reached an agreement of 4 million.

However, Zhang Yi demanded that the money must be transferred to his account today.

Although the lending company was unscrupulous, their work efficiency was really high.

Perhaps this was the only advantage they had over the bank.

After signing the contract, 4 million in cash was soon received in Zhang Yi's account.

He was secretly laughing in his heart.

For Chen Xiong, this money was like throwing a meat bun at a dog - gone and never to return.

Well... it kind of felt like he was cursing himself.

Zhang Yi left with a smile, carrying the money.

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After he left, hearty laughter of Chen Xiong and Hu Minghua came from the office.

"Hahaha! This business was really easy. That stupid kid actually left with 4 million just like that."

Chen Xiong said proudly, "We can earn at least two or three million from this deal. We don't have to worry about this month's performance anymore!"

Hu Minghua leaned on the table and said with a smile, "Boss, he signed the contract so readily. Is there something wrong with the house?"

Chen Xiong held the property ownership certificate in his hand and said with a smile, "The property ownership certificate is real, no problem. As long as the house belongs to him, he can't escape!"

With the property ownership certificate and the 7 - million - yuan IOU in hand, they would naturally have a way to get the house at that time.

Not only that, they had more ways to completely squeeze Zhang Yi dry.

Chen Xiong narrowed his eyes and sipped his coffee gracefully.

"If necessary, we can contact several overseas agencies to see if there are any valuable body parts of his to sell."

"We never do business at a loss!"

...

Zhang Yi left the lending company cheerfully.

He looked back at the office building, with a faint sneer at the corner of his mouth.

"They're all nice people! Giving me money for free."

From now on, Zhang Yi would have no more intersections with Chen Xiong and Hu Minghua.

Rather, there was a high probability that they would die in the doomsday cold wave a month later.

Zhang Yi now had around 9 million yuan in his hands.

It was completely sufficient to implement his plan.

Zhang Yi drove his car to the famous Zhanlong Security Company in Tianhai City.

Zhanlong was one of the largest security companies in China, specialized in providing security services for the super - rich and celebrities.

Even sometimes, when high - level government officials traveled, they would also ask them for help.

The reason why Zhang Yi came to them was that in his previous life, he had heard that Zhanlong Company had built a top - level safe house for the richest man in Jiangnan Province.

It was said that the big boss who started from real estate could still live a comfortable life during the doomsday.

The safe house built by Zhanlong Company contributed a lot to this.

Zhang Yi arrived at Zhanlong Company and explained his purpose to the front desk.

Immediately, someone from the business department invited Zhang Yi to a lounge.

The female receptionist brought freshly ground coffee for Zhang Yi.

Soon after, a burly man with a crew - cut came in.

He was wearing a black suit, looking like a "suit - clad brute", making people worry at any time that the suit would be torn apart by his muscles.

However, it had to be said that when customers saw such a person, they would feel a sense of security in their hearts.

"Hello, sir. I'm Wu Huairen, the manager of the business department. What can we do for you?"

Wu Huairen sat beside Zhang Yi and asked.

Zhang Yi took a sip of coffee and said, "I need you to build a safe house for me."

"The kind of highest - level safe house that can withstand the doomsday."

Hearing this, Wu Huairen's eyes immediately became serious.

If others heard these words, they would find it very ridiculous.

Because no one would believe in the so - called doomsday.

But for Zhanlong Company, this was no joke.

Because in this world, the richest and most powerful people are often the most afraid of death.

A long time ago, some foreign tycoons had spent billions of US dollars to build doomsday shelters.

In recent years, many wealthy people around the world have also begun to follow this practice.

Some people might really be afraid of encountering large - scale natural disasters.

There were also some people who simply had too many enemies in daily life, so they hoped to add some sense of security for themselves.

And the doomsday safe house of Zhanlong Security Company came into being to meet the market demand.

Hearing that Zhang Yi wanted to build a doomsday - level safe house, Wu Huairen immediately became more polite.

They received only a few such large orders every year.

"Mr. Zhang, our Zhanlong is a world - class security company. We can definitely meet your requirements."

Wu Huairen took out a tablet computer and handed it to Zhang Yi.

"Our company's services are all customized. You can choose the services you need in it. And there are corresponding prices on it."

In the information age, communication is convenient.

Zhang Yi took the computer he handed over and then began to carefully screen the services on it.

It had to be said that a professional company was truly professional.

As long as you had enough money, Zhanlong Security Company could meet almost all your requirements.

Including building a safe house 100 meters underground or under the sea.

However, these projects would be too slow for Zhang Yi. He only had one month.